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The Glazer stewardship of United

Why are many United supporters eager for the Glazer family to sell up? You only need to look at the debt amassed, the interest paid out, the dividends disbursed and the money spent in the transfer market to find the answers to that question.

United’s most recent set of accounts dated up until the third quarter of 2022-23 put the club’s gross debt at £725m.  That is the highest it has been since 2010 when the Glazers carried out a major restructuring of the club’s finances in order to bring the cost of their borrowing under control, and is up from £636m at the end of the 2021-22 season.  That increase is largely due to United borrowing another £100m last season as a drawdown from their revolving credit facility.

As the majority of United’s debt is denominated in U.S. dollars, fluctuations in the exchange rate also affect how it is reported when converted to British pounds sterling.

The dollar’s strength against the pound means United’s $650m principal debt was worth £521m at the end of March compared to £489m at the same time last year, even though the actual amount of money borrowed was unchanged.

Before the Covid-19 pandemic hit, United had healthy cash reserves of £308m. That mountain of cash quickly became a molehill, falling to £52m as the club began to grapple with the realities of operating under lockdown and playing behind closed doors.  United were disproportionately affected by the closure of stadiums due to Old Trafford’s size, meaning larger losses of matchday revenue than their Premier League rivals.

United’s interest payments have remained at a relatively consistent level since 2016, generally costing around £20m each season.  However, 2022-23’s third-quarter results reported £25.1m paid out in interest — the most in eight years, with still another quarter to go. When the full-year accounts arrive, United will have paid more in interest last season than in any since the 2014-15 campaign.

In total, the club have paid around £747m in interest payments since the 2005 takeover. That amount will keep climbing for as long as United owe money — all because the ownership needed to borrow to buy the club in the first place.

United began regularly paying out dividends seven years ago and have steadily rewarded shareholders with an average payment of £22m each season — typically with one instalment in January, then another in June.   Including a one-off £10m payment at the turn of the last decade, the club have paid out a total of £166m in dividends since the 2005 takeover. The vast majority of this money is paid to the Glazer family themselves — given their 69 per cent shareholding in the club, with the other 31 per cent held by multiple other stakeholders.

Value for money?

The Glazers have overseen a total outlay of £2.1bn on players since their takeover, of which £1.7bn has come over the past decade — enough to rival the Premier League’s other big spenders Manchester City and Chelsea.  Yet whereas City and Chelsea have won eight Premier League titles between them over the past 10 seasons, United have not been crowned champions once.   That, perhaps more than anything else, calls into question the Glazers’ stewardship of the club.

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