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I do like to be by the lakeside at Como

The Italian lakes are a favourite destination for English tourists and many wealthy Milan residents have second homes there.   One of my abiding memories is being hosted by the Rockefeller Foundation at their splendid centre in Bellagio.

Normally the likes of Como FC would not attract the attention of the Swiss Ramble.  But his Zurich fastness is not far away and if he ever tears himself away from his spreadsheets, he might well spend a weekend there.

Reading his analysis of Como FC they look a bit like Wrexham iin the EFL.   It also shows that emerging countries are likely to be an increasing source of funds for football.

One of the big football stories in Italy has been the rise of Como as they returned to Serie A after a 21-year absence, finishing in a very creditable 10th place in their first season back in 2024/25. To date, this season has been even more promising, as they are currently in 6th place, very much involved in the race for European qualification.

The team has often dazzled under its young coach Cesc Fabregas, who was appointed head coach in July 2024. The former Arsenal and Barcelona midfielder had previously been part of a coaching partnership with Welshman Osian Roberts, while he completed the required UEFA badges, which worked well, as the dynamic duo led Como to promotion from Serie B.

Clearly, much of Como’s success has been built on the substantial financial support from their owners, the Hartono brothers, who bought the club in 2019.

The Indonesian businessmen are by some distance the wealthiest owners in Italian football, worth around $50 bln according to some estimates, thanks to their investments in sectors such as cigarettes, e-commerce, electronics and real estate.

Just seven years ago Como were playing in Serie D, the fourth tier of Italian football, so their ascent through the pyramid has been striking. Following promotion in 2018/19, they spent two seasons in Serie C, which incidentally includes 60 teams (three groups of 20), before going up in 2020/21.

The owners admit, ‘A football club in a city of 85,000 people has enormous difficulty becoming sustainable with football alone, but we’re very fortunate to be located in a place where the city itself is a brand: Lake Como is a global brand.”

Following promotion to Serie A, Como’s pre-tax loss more than doubled from €47.8m to €105.1m, even though revenue significantly increased from €9.8m to €50.2m. This was more than offset by a massive increase in operating expenses, which shot up from €57.0m to €156.4m, which means that these were more than three times as much as revenue.

Como’s average attendance shot up from 6,012 in Serie B to 10,524 in Serie A, while the number of season tickets sold more than doubled from 3,160 to 6,453.  However, to continue the theme, this was still one of the lowest in the top flight, only above Venezia, and far below the two clubs in the nearest metropolis: Milan 71,554 and Inter 70,129.

It is clear that the backing of Como’s wealthy owners has given them a very competitive budget, perhaps best illustrated by their promotion campaign in 2023/24, when their €34m wage bill was the third highest in Serie B, only behind Sampdoria €49m and Parma €44m.

Como’s investment in the squad would not have been possible without the owners providing significant sums of money to cover losses and fund transfer spend via major injections of capital.   This amounts to €290m to date, including €134m last season and €69m since the accounts closed.

If Como do manage to qualify for Europe, as they hope, they would have to comply with UEFA’s Financial Sustainability regulations, which would be problematic.

Clearly, Como’s figures are the very opposite of sustainability, dominated by large losses and high transfer spend, which has only been made possible by the generosity of the club’s owners.

That said, it is difficult to see how a small, provincial club could mount a serious challenge without such investment, especially if it is considered to be part of a long-term project.

The club said that its figures in the short-term will depend on sporting results and whether it can successfully monetise its assets, including player sales. That is obviously true of all clubs, but Como have specific plans around redeveloping the Sinigaglia stadium and making the most of the commercial opportunities offered by their beautiful location.

 

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